Loan Cost & Repayment Calculator
Enter the loan amount, monthly repayment and your business figures - and the calculator shows the repayment ratio, total cost and remaining reserve. Informational only; not financial or credit advice.
Who it is for
Business owners and founders weighing a loan - for setup, equipment, marketing or cash-flow cover.
What you get
- Repayment-to-income ratio, calculated in front of you
- A check of whether your safety cushion is enough
- A three-level recommendation: green, amber, red
- Full reasoning - you see the calculation, not just the answer
Important to know
Viabletics is a software (SaaS) platform for business analysis, feasibility assessment and decision support. This tool is an information and planning tool only: it does not provide loans, does not provide financing, does not broker credit, and does not connect users to any lender or funding source. It is not financial advice, credit advice or investment advice. The calculation runs entirely on the figures you enter, and does not replace a review by a qualified professional or by your bank.